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Water Damage Insurance Claim

Written by jsolloway on . Posted in , , .

Water can cause extensive damage to a home or business, from needing to replace the floor and drywall to potential mold problems down the road.  It is important that after a flood you file a water damage claim with your insurance company.  The insurance company can assess the damage, offering compensation to make the necessary repairs to restore the property to its pre-flood state.

The First Steps After a Flood in Your Home or Business

When you see water in your home or business, the first course of action should be to stop the flow of water.  In the event that this is from a broken pipe, overflowing toilet or other plumbing problem, you should shut off water to the building.  A flood that is caused by mother nature may be more difficult to staunch, but you can sandbag the area where the water is entering the building to reduce the flow.

Once the water has been stopped, contact your insurance company immediately.  This will begin the process of filing a claim for the water damage.  The insurance agent will offer guidance on the next steps, which often includes documenting the flood with photographs and sending an adjuster to the property to assess the damage.  It is important to simultaneously start the clean-up and restoration process so that damages to not worsen. Neglecting to start cleaning up water damage could result in the scope of damages expanding.  The insurance company is responsible to work with you to determine coverages. They can also offer a monetary value to restore the property to its pre-flood condition.

Removing the Water and Beginning the Flood Restoration Process

After contacting and receiving guidance from your insurance company, the work of removing the water, reducing moisture levels and restoring the property can begin.  A restoration company experienced in handling water damage can help to quickly remove any standing water.  Large, industrial dehumidifiers are used to bring down moisture levels and any flooring, drywall or insulation that needs to be dried or removed will be addressed.

Once the moisture levels have returned to normal, the restoration professionals can help to make any necessary repairs to return the home or business to its pre-water damage condition.

If a flood has damaged your property, trust the water damage professionals at Soil-Away.  Contact them at 603-641-6555.

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